Working with your insurance to restore your home.
Streamlined Insurance Claims
We make filing a claim and getting repairs as easy as can be.
We work with all home insurance companies to provide homeowners a streamlined process for filing insurance claims and getting repair or re-roofing work done. We provide insurance agents and companies with all of the required documentation that they need upfront. This empowers homeowners, shortens the claim cycle, and allows NewRüf.com to restore the roof faster.
We occasionally utilize drone inspections which are analyzed using an advanced algorithm that identifies problem areas better than the human eye. This report gives you drone imagery in an amazingly detailed damage, measurement, and claims report with photos and videos for your records. We also come prepared, advocating for you by providing you historical data for your exact address.
25 Point Inspection – HITEK Inspection
We conduct a thorough property inspection of your home or your commercial building to determine the damage to the following:
- Rain gutters and downspouts
- Window screens
- Window beading and window glass
- Garage doors
We will provide you with a NEWTEK 360 report with videos and photos, which may later be submitted to your insurance company.
5 Step Insurance Process
Welcome to our stress-free insurance restoration process.
Step 1 – Inspection
After your home experiences damage, we will come out to your property and do a complete inspection of the structure. To accurately assess the entire home, our specialist will inspect every inch of your roof. Our specialist will check all of the following areas for damage.
- Roof – Garage
- Interior – Windows
- Gutters – Fence
- Attic – Decks
- Gutters and Downspurts – etc.
Step 2 – Proprietary NewTek 360 Damage Report
Once our specialist has thoroughly assessed your home’s damage, he or she will complete a NewTek 360 damage report. This report will include a full rundown of all of the damage that has occurred to your home. The specialist will also take photos and videos of the damage, which can be submitted to your insurer as proof of damage.
Step 3 – Dealing with the Insurance Company
After we have inspected your property, assessed the damage, and completed our proprietary NewTek360 form for your home, we will help you deal with the insurance company. You simply call them and file a claim. When they send an adjuster to complete an inspection, one of our specialists can be there to discuss the damage with the adjuster. We can also answer any questions you may have about dealing with the insurance company. Further, we provide historical storm data and damage reports which can help to support your claim.
Step 4 – Project Planning and Completion
Once the insurance company has approved the claim and let you know exactly how much money they will give you to make repairs, the next step is for us to plan the project with you. This involves discussing the exact repairs that will be made, choosing the materials, picking colors, laying out a timeline, etc. After that, NewRüf.com will complete the project using the utmost professionalism in a timely manner.
Step 5 – You get your roof back!
Once we are done with the work on your roof, you will get it back, and your roof will be as good as new. What a relief! We know how difficult it can be to deal with roofing issues, and we are sensitive to that throughout the whole process. It is our goal to return your home to normal as soon as possible, and we genuinely care about our clients.
Your satisfaction is our highest priority
If you have recently experienced damage to your roof and if you need help with the insurance restoration process, then please feel free to Get in Touch with NewRüf.com today!
Insurance Claims & Deductibles
The roofing restoration process usually requires homeowners to work with their insurance providers on their deductible. Unless your home insurance policy allows it, there is no way to avoid a deductible. The insurance company will only cover the cost of repair or replacement according to their guidelines.
Fundamentally, deductible absorption allows roofing companies to transfer deductible costs from homeowners to insurers in order to let homeowners save money. This can happen one of two ways. First, roofing companies often use cheaper materials, thereby voiding all warranties, second, they will hire cheaper unskilled labor, raising the risk of a bad installation, this results in a subpar roof. All in order to absorb your deductible.
Homeowners should be wary of special offers that offset the cost of the deductible, this is fraud. Those “offers” require unauthorized materials and improper installation to reduce the cost of the roof repair or replacement, this is a tactic by desperate and unscrupulous roofers.
Maintain Your Roof Warranty
Exact vs Like-Kind Replacement
Manufacturers design roof systems to last a lifetime. In order to maintain the roof’s integrity, only exact replacement components should be used. In the case where materials are dated or no longer offered, manufacturers offer like-kind replacements that perform equally well or even better.
Top manufacturers have very specific installation and repair procedures that govern the performance of roofing systems. Any deviation from the material, component, or installation guidelines will result in a voided warranty. It’s vitally important that your roofer follows manufacturer guidelines for repair and replacement.
Links to major insurance companies and their claims forms.
Get A Quote
We are ready to serve you and would love to meet with you. Speak with an insurance claims pro and get help navigating the insurance claims process today.